How to budget using the envelope method

Here's five simple steps to create a budget that doesn't involve tracking every expense

How Many Countries Divided From The Largest Empire throughout history

Check out the countries that have been born from some of the largest empires in history.

Investment and economic outlook, October 2025

Latest forecasts for investment returns and region-by-region economic outlook

Beware pushy sales tactics targeting your super

The Australian Securities and Investments Commission (ASIC) has warned Australians to beware of high-pressure sales tactics aimed at getting people to switch superannuation providers.

Stress-test SMSF in preparation for Div 296

SMSFs that hold farms or small businesses should do a “stress test” on their funds in preparation for the Division 296 tax, a leading adviser has said.  

Determining what is an in-house asset can help determine investment strategy

It is important to understand what is and what isn’t an in-house asset to ensure compliance in an SMSF, a leading technical specialist has said.

Caution needed if moving assets to children

Legal advisers need to be cautious when transferring assets from parents to children if the former are still alive.

Younger Australians expect more for their retirement

Australians under 45 now expect they will need at least $100,000 a year per household to live comfortably in retirement, according to new research from Vanguard.

Investment and economic outlook, September 2025

Latest forecasts for investment returns and region-by-region economic outlook  

New NALE guidance still has issues

The ATO has released its updated Law Companion Ruling (LCR) 2021/2 regarding the application of non-arm’s length income (NALI) laws with the SMSF Association giving it a mixed welcome noting it still lacks specific guidance in places.